Terms of Service

Last updated: January 31, 2026

1. Acceptance of Terms

By accessing and using Crosswise ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

Crosswise provides software for building and maintaining compliance. The Service is provided "as is" and "as available" without warranties of any kind.

3. User Registration and Account Security

3.1. You must be at least 18 years old to use the Service.

3.2. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

3.3. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

4. User Obligations

4.1. You agree not to:

- Use the Service for any illegal purpose

- Violate any laws in your jurisdiction

- Infringe upon the rights of others

- Share harmful or malicious content

- Attempt to gain unauthorized access to the Service

- Interfere with or disrupt the Service

4.2. You are solely responsible for your conduct and any content you submit, post, or display through the Service.

5. Intellectual Property Rights

5.1. The Service and its original content, features, and functionality are owned by Crosswise Risk Management Corporation and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

5.2. You retain ownership of any content you submit to the Service, but grant Crosswise a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, and distribute it in order to provide the Service.

6. Privacy Policy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

7. Termination

7.1. We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason.

7.2. Upon termination, your right to use the Service will immediately cease.

8. Limitation of Liability

8.1. In no event shall Crosswise, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages.

8.2. Our liability is limited to the maximum extent permitted by law.

9. Changes to Terms

9.1. We reserve the right to modify or replace these Terms at any time.

9.2. Your continued use of the Service after any changes constitutes acceptance of those changes.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Delaware, without regard to its conflict of law provisions.

11. Contact Information

For questions about these Terms, please contact us at:

info@crosswise.io

12. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

13. Entire Agreement

These Terms constitute the entire agreement between you and crosswise.io regarding your use of the Service and supersede all prior and contemporaneous written or oral agreements.